February 28, 2012

• Don't Got No Monies

  As y'all know I've been hoping I can stay in Toronto, but it all hinges on getting a job and being allowed to stay in my apartment even though I already gave my two months notice. I've been working on the math of my options, and they aren't looking too pretty... 

  (A) If I stay in Toronto in my current apartment my monthly expenditures of rent, phone, net, insurance, and laundry add up to $900.There would also be the occasional ttc trip of about $3 per ride when need be. This was the option I was planning on, but I'm not sure I will be able to afford it with a part time job. If I get the job, it means I would have to retract my two month's notice for moving from the apartment, but what if I find out the job isn't enough to cover my expenses? I wouldn't have the money to pay the rent for giving two months notice again.

  (B) If I move in with Karo and have a job in toronto my rent, phone, insurance, and transpo would be approximately $1000+. I didn't include laundry or net as Karo said those are within the rent. This is obviously the most expensive option, and to be avoided because it just isn't financially feasible. 

  (C) If I move in with Karo and manage to get a job in her town, my cost of living is lowered to being around $700. It covers the rent, phone, insurance, and local transportation to the job I would hope to get. The cost is much better, but there still wouldn't be much -if anything- left over to save up for my own place or moving back into the city. The benefit would be that it is farily close to the city and I could commute to any interviews with a publishing company (the transpo would cost about $30 per trip). Should I get a job in TO, though, I'd either have to do option B or find a new apartment in the city and hope to heck I can afford it by then. 

  D) The final option is to move back in with my parents for about six to eight months where I'd probably only have to pitch in about $100 to cover net, phone, insurance, and car privileges. While the idea of living with my parents at twenty-eight is rather unpleasant, the worst part would be the lack of privacy, my parents incessant arguing, and figuring out how to get to the GTA should I get an interview ($50-100+ for commute). The benefit of this option is I'd be able to save up my money much easier and faster, provided I can find a job. 

  I am not as pleased with any of these options as I had been over the weekend when talking them over with Karo. That is what being forced to work out a budget and do maths does to me, I suppose, it leads me into being stressed and unhappy. And you may have noticed, all of that is NOT including other things like groceries, clothing, medical (glasses, dentist, prescriptions), or anything of a similar nature *0y*

  I honestly can't figure out what the best thing to do is. Any advice? 

  SUMR

  • 4:41 pm
  • 2 Comments